Emerging Opportunities in the Indian Gold Loan Industry: Market Size, Strategies, Products, and Competitive Landscape: Market Profile

Synopsis
The report provides detailed market analysis, information and insights into the Indian gold loan industry, including:
• Current and forecast values for the gold loan industry in India
• Comprehensive analysis of the gold loan industry attractiveness and key trends and drivers supporting the growth of the consumer finance market in India
• Detailed analysis of the marketing strategies adopted by banks in India for selling gold loans
• Detailed analysis of the challenges affecting the gold loan industry
• Company profiles of the major banks in the gold loan industry in India

Summary
The gold loans category was the fastest growing in the Indian consumer finance market during the review period. The category increased in value at a CAGR of XX% during the review period, from INRXX billion in 2007 to INRXX billion in 2011. This rapid growth was mainly due to the rising demand for gold loans in rural areas, as these areas generated over XX% of the country’s total gold loan demand in 2011. In addition, the category is expected to strengthen due to the relatively lower defaults rate compared to other consumer credit products. However, the growth of gold loans is projected to decelerate to a CAGR of XX% over the forecast period. This is mainly due to the RBI’s latest regulatory changes, according to which a consumer finance provider can only lend XX% of their total gold value.

Scope
• This report provides an extensive analysis on the gold loan industry in India
• It details historical values for the gold loan industry in India for 2007–2011, along with forecast figures for 2012–2016
• The report provides a detailed analysis on key trends and drivers, marketing strategies, and challenges in the gold loan industry in India
• It details the marketing strategies adopted by various banks
• It profiles the major banks in India

Reasons To Buy
• Make strategic business decisions using historic and forecast market data related to the gold loan industry in India
• Understand the key market trends and growth opportunities in the gold loan industry in India
• Assess the competitive dynamics in the gold loan industry in India
• Gain insights into the marketing strategies adopted by banks to sell gold loans in India


Key Highlights
NA

Table of Contents
1 Indian Consumer Finance Market Dynamics
1.1 Macroeconomic fundamentals
1.1.1 GDP
1.1.2 Annual disposable income
1.1.3 Inflation rate
1.1.4 FDI inflows
1.2 Consumer attitudes towards credit
1.3 Key performance indicators
1.4 Regulatory framework
2 Indian Consumer Finance Market Opportunity and Growth Potential
2.1 Overview
2.2 Gold Loans
3 Key Trends and Growth Drivers for the Indian Consumer Finance Market
3.1 Gold Loans
4 Industry Structure and Competitive Landscape
4.1 Indian Banking Industry Market Share
4.2 Gold Loan
5 Company Profiles
5.1 State Bank of India (SBI)
5.2 Housing Development Finance Corp. Ltd (HDFC)
5.3 ICICI Bank Ltd
5.4 Kotak Mahindra Bank
5.5 AXIS Bank Limited
5.6 Other private banks
6 Appendix
6.1 About BRICdata
6.1.1 Areas of expertise
6.2 Methodology
6.3 Disclaimer

List of Tables
Table 1: Indian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Table 2: Indian Annual Disposable Income (US$ Billion), 2007–2016
Table 3: Indian Inflation Rate (%), 2007–2016
Table 4: Indian Banking Industry Value by Loans and Deposits (US$ Billion), 2007–2016
Table 5: Indian Banking Industry Growth by Performance Indictor (%), 2007–2016
Table 6: Indian Consumer Finance Market Size (INR Trillion), 2007–2011
Table 7: Indian Consumer Finance Market Size by Category (INR Billion), 2007–2016
Table 8: Indian Gold Loans Market Size (INR Billion), 2007–2016

List of Figures
Figure 1: Indian GDP at Constant Prices (US$ Billion), 2007–2016 (Base Year 1999–2000)
Figure 2: Indian Annual Disposable Income (US$ Billion), 2007–2016
Figure 3: Indian Inflation Rate (%), 2007–2016
Figure 4: Indian FDI Inflows (US$ Billion), 2007–2010
Figure 5: Indian Banking Industry Value by Loans and Deposits (US$ Billion), 2007–2016
Figure 6: Indian Banking Industry Growth by Performance Indictor (%), 2007–2016
Figure 7: Indian Consumer Finance Market Size (INR Trillion), 2007–2016
Figure 8: Indian Consumer Finance Market Size by Category (INR Billion), 2007–2016
Figure 9: Indian Gold Loans Market Size (INR Billion), 2007–2016
Figure 10: Indian Leading Banks by Assets (% Share), March 2011
Figure 11: Indian 10 Leading Banks by Assets (INR Billion), March 2011
Figure 12: Indian Gold Loans Market Share (%), 2011