Household Lending Global Market Briefing 2017

Household Loans are a kind of advances which are given for individual consumption. This includes all types of secured and unsecured consumer loans such as house loan, vehicle loan, personal loan, education loan and others. This segment also includes the interest levied on unpaid outstanding amount of consumer credit cards.

The Americas was the x largest geographic region in the household lending services market in 2016, accounting for $x billion or x% of the global market. Asia was the x largest geographic market, accounting for $x billion or x% of the global market. Europe was the x largest geographic market, accounting for $x billion or x% of the global market. The Middle East and Africa accounted for x% and $x billion, while Oceania accounted for x% of the global household lending market.

Growth in Online Lending Offering New Competition for Banks
Online lending is growing across the world. This is primarily due to emergence of nonbank online lenders, who are particularly attractive to smaller businesses which need quick loans. Online lenders use automated network and data to reach borrowers, and offer cheaper loans than bank services such as credit cards . This has increased the competition among banks, leading to reduced rates and quicker approval times for borrowers. Some of the major online lenders include Upstart, Lu.com, Borrowell, Landbay, Auxmoney, Smava and Dianrong.
Banks should consider speeding up the loan approval time and lowering interest rates to attract more borrowers.

1. Introduction
2. Household Lending Market Characteristics
3. Household Lending Market Historic Growth
Drivers of the Market
Restraints on the Market
4. Household Lending Market Forecast Growth
Drivers of the Market
Restraints on the Market
5. Household Lending Market Comparison With Other Lending Markets
6. Household Lending Market Geography Split
7. Household Lending Market Segmentation
Secured Loans and Unsecured Loans
8. Household Lending Competitive Landscape
Industrial and Commercial Bank of China, Bank of America and Agricultural Bank of China
9. Key Mergers And Acquisitions In Household Lending Market
10. Household Lending Market Trends and Strategies